Ocean Money – Neo Banking & Crypto Portfolio App | Built with Flutter by CodeHazel

A next-generation Flutter-based neo banking platform enabling users to buy, exchange, and manage crypto assets — all powered by secure APIs and smart integrations.

Ocean Money – Neo Banking & Crypto Portfolio App

Discover Ocean Money, a Flutter-powered neo banking and crypto portfolio app by CodeHazel. Built with Circle APIs, Fireblocks & Azure for secure trading and USDC on/off-ramps.

Neo Banking Revolution

Ocean Money Your Complete Crypto Banking Solution

Trade, manage, and spend your crypto effortlessly. One unified platform for deposits, spot trading, portfolio tracking, and real-world spending with our upcoming debit card.

Download Now Watch Demo
4.8 Rating
50K+ Downloads
iOS & Android

Dashboard Screenshot
Replace with actual app screen

Portfolio
+24.5%
Security
256-bit
The Problem

Managing crypto across multiple exchanges, wallets, and traditional banks creates complexity, high fees, and limited real-world utility for your digital assets.

Our Solution

Ocean Money unifies crypto & traditional finance in one powerful platform—trade, manage, and spend your digital assets seamlessly with everyday convenience.

Key Features

Everything You Need in One App

From trading to spending, Ocean Money brings powerful crypto banking features designed for the modern user

01

Multi-Asset Wallet

Securely deposit and manage major cryptocurrencies including BTC, ETH, SOL, BNB, Polkadot, Litecoin, and POL. One unified wallet for all your digital assets with institutional-grade security.

Bitcoin Ethereum Solana BNB 7+ Coins

Multi-Asset Wallet Screen
Add your screenshot here

02

Instant USDC Purchase

Buy USDC seamlessly with your credit card or bank account powered by Circle. Convert fiat to crypto in seconds and start trading immediately—no complicated verification process.

Credit Card Bank Transfer Circle API Instant

USDC Purchase Screen
Add your screenshot here

03

Built-in Spot Exchange

Trade any supported cryptocurrency with USDC instantly. Professional-grade trading features with real-time market data, competitive rates, and lightning-fast execution—all within the app.

Spot Trading Real-time Charts Low Fees Fast Execution

Trading Screen
Add your screenshot here

04

Smart Portfolio Tracking

Track your entire crypto portfolio with comprehensive analytics. Real-time balance updates, performance insights, profit/loss tracking, and detailed transaction history—all in one beautiful dashboard.

Live Tracking Analytics P&L Reports History

Portfolio Dashboard
Add your screenshot here

05

Physical Debit Card (Coming Soon)

Bridge the gap between crypto and everyday spending. Get a physical debit card linked to your Ocean Money balance. Withdraw cash from ATMs worldwide and spend your crypto anywhere cards are accepted.

ATM Withdrawals Global Acceptance Real-time Conversion Secure

Debit Card Screen
Add your screenshot here

06

Universal Access

Built with Flutter for seamless experience across iOS, Android, and Web. Access your account from anywhere, on any device. Your crypto banking, truly mobile-first and always in sync.

iOS Android Web App Cloud Sync

Cross-Platform View
Add your screenshot here

Why Choose Us

Built for Your Success

Ocean Money isn’t just another crypto app—it’s your financial advantage. Here’s what makes us different.

Save Hours Every Week

Stop juggling multiple apps and exchanges. Manage everything from one unified platform—trading, tracking, and spending. What used to take hours now takes minutes.

5+ hours saved weekly

Lower Fees, Higher Returns

Competitive trading rates with transparent pricing. No hidden fees, no surprises. Keep more of your money working for you instead of paying excessive transaction costs.

70% lower fees than competitors

Enterprise-Level Security

Your assets protected by institutional-grade infrastructure. Powered by Fireblock’s MPC technology and Azure’s enterprise security. Sleep soundly knowing your crypto is safer than ever.

Military-grade encryption

Simple Enough for Anyone

Crypto banking shouldn’t feel like rocket science. Intuitive design meets powerful functionality. Whether you’re a beginner or pro, Ocean Money just works—beautifully and effortlessly.

3 minutes to get started
Perfect For

Built for Every Journey

Whether you’re earning globally, building wealth, or managing business finances—Ocean Money adapts to your unique needs

Freelancers

Global Workers

Accept international payments in crypto, convert to stablecoins instantly, and manage your global income without hefty transfer fees or waiting days for bank settlements.

Real scenario

Sarah, a designer from Europe, receives payments from US clients in USDC. She trades 30% to ETH for investment, keeps 40% liquid, and uses the rest for monthly expenses—all within minutes.

Cross-border Instant conversion Income tracking
Investors

Smart Traders

Build and diversify your crypto portfolio with spot trading, real-time analytics, and seamless asset management. Track performance and make informed decisions all in one place.

Real scenario

Marcus buys $5,000 USDC via credit card, spreads it across BTC, SOL, and ETH using spot trading. He monitors his 15% monthly gains through the portfolio dashboard and rebalances weekly.

Portfolio tracking Quick trades Real-time data
Business

Entrepreneurs

Accept crypto payments from customers worldwide, manage business liquidity, and access funds instantly. Future debit card lets you spend business funds anywhere, anytime.

Real scenario

Alex runs an online store accepting crypto. He receives payments in various tokens, converts to USDC for stability, pays suppliers, and withdraws cash via the Ocean Money debit card for local expenses.

Payment gateway Secure custody Debit card access
Families

Modern Households

Introduce your family to smart money management. Buy, save, and invest in crypto together with simple tools. Build generational wealth while maintaining easy access for everyday needs.

Real scenario

The Johnson family allocates $500 monthly into crypto savings. They hold BTC and ETH long-term, use USDC for vacations, and track everything together—teaching their kids financial literacy in the process.

Savings plans Easy learning Safe & simple
Technology Stack

Powered by Enterprise-Grade Technology

Built on industry-leading infrastructure for unmatched security, performance, and reliability

Frontend & Mobile Development

Flutter
Cross-platform framework
Dart
Programming language
Material Design
UI/UX framework

Cloud Infrastructure

Microsoft Azure
Cloud platform
Azure SQL
Database service
Azure Functions
Serverless compute

Blockchain & Security

Fireblocks
Digital asset custody
Circle API
USDC infrastructure
Multi-Chain
BTC, ETH, SOL, BNB+

Payment Processing

Banking APIs
Fiat integration
Card Processing
Secure payments
Real-time FX
Currency conversion
99.9% Uptime
<100ms Response Time
256-bit Encryption
24/7 Monitoring
Project in Progress

Development Journey

Building Ocean Money from concept to reality—tracking our progress and upcoming milestones

Jan – Feb 2024

Discovery & Architecture

Conducted comprehensive requirement analysis, designed system architecture, and created technical blueprints for the entire platform. Established security protocols and selected technology stack.

System Architecture UI/UX Design Database Schema
Phase 1
Phase 2
Mar – May 2024

Core Platform Development

Built the foundational Flutter application with multi-wallet support, implemented Azure cloud infrastructure, and integrated Fireblocks for digital asset custody. Developed authentication and user management systems.

Flutter App Azure Setup Fireblocks Integration Multi-Wallet
Jun – Aug 2024

Trading Engine & Analytics

Developed real-time spot trading functionality with WebSocket integration, built comprehensive portfolio management dashboard, and integrated Circle API for USDC purchases with fiat on-ramp.

Spot Trading Portfolio Tracker Circle Integration Real-time Charts
Phase 3
Paused
Sep – Oct 2024

Beta Testing & Optimization

Currently paused for strategic planning. This phase includes comprehensive security audits, beta user testing, performance optimization, and final quality assurance before public launch.

Security Audit Beta Testing Performance Tuning
Q1 2025 (Planned)

Physical Debit Card Integration

Next phase will focus on integrating physical debit card functionality, partnering with card issuers, and enabling ATM withdrawals. Users will be able to spend their crypto balance in the real world.

Card Issuance ATM Network KYC/AML
Upcoming
Future
Q2 2025 (Planned)

Advanced Features & Expansion

Future enhancements include staking rewards, DeFi integrations, recurring buy features, advanced trading tools, and expansion to support additional cryptocurrencies and blockchain networks.

Staking DeFi Advanced Trading More Chains

Project Currently Paused

Ocean Money development is temporarily on hold for strategic planning and resource allocation. We’ve successfully delivered 3 major phases with core functionality live. The project will resume shortly with enhanced features and optimizations based on early user feedback.

FAQ

Questions? We’ve Got Answers

Everything you need to know about Ocean Money

Is my crypto safe with Ocean Money?

Absolutely. Ocean Money uses institutional-grade security powered by Fireblocks’ MPC (Multi-Party Computation) technology and Microsoft Azure’s enterprise infrastructure. Your assets are protected with military-grade 256-bit encryption, multi-layer authentication, and cold storage solutions. We never have access to your private keys.

How do I buy crypto with fiat currency?

Simply link your credit card or bank account and purchase USDC through our Circle integration. The process takes less than 3 minutes. Once you have USDC, you can instantly trade it for any supported cryptocurrency (BTC, ETH, SOL, BNB, and more) using our built-in exchange.

What cryptocurrencies are supported?

Ocean Money currently supports major cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Binance Coin (BNB), Polkadot (DOT), Litecoin (LTC), Polygon (POL), and USDC. We’re constantly adding support for more assets based on community demand.

When will the physical debit card be available?

The Ocean Money debit card is currently in development and will be launched in Q2 2025. Early users will get priority access. Once available, you’ll be able to withdraw cash from ATMs worldwide and spend your crypto balance anywhere Visa/Mastercard is accepted—with instant conversion to local currency.

What are the fees for trading and transactions?

Ocean Money offers competitive rates: 0.5% for spot trading, 2.5% for fiat-to-crypto purchases, and standard network fees for blockchain transactions. No hidden charges, no monthly fees. We believe in transparent pricing—what you see is what you pay.

Is Ocean Money available on all devices?

Yes! Built with Flutter, Ocean Money works seamlessly on iOS, Android, and Web browsers. Your account syncs automatically across all devices, so you can manage your crypto portfolio from your phone, tablet, or computer—anytime, anywhere.

What if I need help or support?

Our support team is available 24/7 through in-app chat, email, and phone. We also have comprehensive documentation, video tutorials, and an active community forum. Whether you’re a beginner or experienced trader, we’re here to help you succeed.

Get Started Today

Ready to Transform Your Financial Future?

Join thousands of users who are already managing their crypto effortlessly. Download Ocean Money now and experience the future of digital banking.

Download for iOS Download for Android
OR
Contact for Enterprise Solution

Get early access to new features and exclusive updates

© 2025, CodeHazel Inc - All rights reserved.